Everyone who files for bankruptcy must complete a credit counseling session with an approved provider PRIOR to filing! This can be done over the phone or on the internet. Attorney Eggers can assist with the credit counseling if needed.
My office recommends DEBTHELPER as a good place to get the credit counseling if you wish to have it done before the consultation. You can click the following link to get specific information about credit counseling: www.debthelper.com The cost is $24.
To access a free credit report, you can go to the following website: www.annualcreditreport.com