John Alan Eggers, Attorney at Law
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 Chapter 13
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5536 Old National
Hwy, Suite 150-B  
College Park, GA 30349

Phone:  404-766-2326
Fax:      404-766-3079

CHAPTER 7

    Chapter 7 Bankruptcy is for people who cannot afford to repay their debts.   A case under Chapter 7 eliminates most debts with the exception of student loans, recent taxes and child support obligations.

    Filing a Chapter 7 case immediately stops garnishments, phone calls and other attempts to collect debts by creditors.

   A debtor may want to keep certain loans such as a car loan or mortgage.   This is usually allowed if he or she is current on payments and can afford to make those payments in the future.